8. Injuries and Insurance Coverage

Posted by Eric Bickford on Jan 17 2007 at 04:00PM PST in MVLL Baseball 2019
Player Injury: Youngsters participating in any athletic activity may suffer injury. If a child has sustained an injury, the Team Manager MUST be notified immediately. The first signs of any injury often become evident during a practice or game. Most of these injuries will only require some rest, ice and care.. Each team equipment bag and the Snack Shacks at McKelvey and Monta Loma all have well stocked First Aid kits and ice packs. Please notify the Safety Director if you find any of the first aid kits need refilling. If an injury is serious enough to require a doctor, do not hesitate to seek out medical help. Insurance Coverage: Little League carries an accident insurance policy that covers each registered child for injuries incurred while participating in scheduled games, practice sessions and other scheduled League activities. This policy is an excess coverage policy; that is, it affords up to $1,000 coverage per accident for any medical bills not paid by other existing medical insurance carried individually by the family or through an employer’s group policy. Claim Procedures: If a child incurs an injury, parents should make claims for medical expenses to their family medical coverage or through their employer’s group policy. Where no other coverage is available, whenever any medical expenses are not paid by a primary policy or when deductible results in an unpaid charge, these unpaid bills will be submitted to the Little League carrier. Liability Coverage: Little League carries general liability coverage. However, damage to parked cars by errant baseballs is expressly excluded. The Safety Director is responsible for following up on serious injuries, claims and injury reports submitted to the League. All insurance claims are summarily submitted to the District 44 Safety Director.


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